Assuming the following; Your health and lifestyle are under control You have secured your debt free accommodation You have sufficient retirement savings which are properly managed, then You shouldn’t be to concerned about your retirement prospects. That is unless you live anywhere but Australia! Consider these facts; Australia’s current credit rating is AAA, with a cash rate of 4.5%. Our…
Read MoreInsight
The Insight articles capture our knowledge and opinion of the changing legislative and economic conditions of the investment market.
-
-
Financial Advice Reforms
Over the last couple of months the government has slowly been releasing recommendations from a parliamentary inquiry into the financial services industry, conducted in late 2009. The recommendations have not been popular amongst my colleagues in the financial planning industry, as most of them will have to change the way in which they operate and conduct their business’s. The…
Read More -
Is Risk Worth It?
Let’s start by defining what an Investor is? According to www.BusinessDictionary.com “An Investor Is neither a speculator (who takes on high risks for high rewards) nor a gambler (who takes on the risk of total loss for out of proportion rewards), but one whose primary objectives are preservation of the original investment (the principal), a steady…
Read More -
Can money buy you happiness, and if so how much is it?
At some point in time, we will all eventually turn our mind to the business of retirement planning. Some of us, through good fortune or good management, will see this as a pleasant task and will embrace the transition from paid employment and regular working hours to a lifestyle of our choosing. We will explore…
Read More -
Back On Deck
Christmas has come and gone and a new year is upon us. The break was fantastic and ensured that I was able to recharge the batteries. I had the opportunity to catch up with family and friends over many different social occasions. Working in the finance profession, when I am introduced to new people at…
Read More -
New Look, New Era
Welcome to our new web site! We’re quite excited by the new look – tell us what you think? The site reflects who we are and what we stand for. It also highlights who we are able to add most value to when it comes to planning the financial future; those in the Retirement Risk Zone….
Read More