On a daily basis, we are brought into the lives of many different people. They open up and tell us their innermost financial and lifestyle wants. They tell us about their families, their friends, the happiness they may be experiencing as well as the sadness they may be dealing with. They freely provide information…Read More
Estate planning involves the complete understanding of all of the client’s needs, wants and desires. To have a discussion with the client on these matters illustrates real trust between the adviser and client. For us, it’s a privilege to be bestowed with this information.Read More
The 5 major banks within Australia (CBA, NAB, ANZ, Westpac and Macquarie) and AMP, have all had (or still have) financial planning/wealth management arms as part of their customer offering. Financial planners have been incentivised to sell products associated with the banks to assist in generating ongoing profit and meet bonus targets.Read More
Actively managed investments are opportunity driven strategies. Fund managers look to buy and sell securities in order to; Produce returns in excess of a nominated index for the investor, and Increase profits for themselves (being their primary motive). If they can achieve both of these, then everybody wins. The manager will typically also capture a…Read More
This is a measure we come across in discussion on financial matters on a daily basis. It is often spoken about in the same breath as the client’s projected cost of living. CPI is often linked with retirement income outcomes, and is mentioned as a major factor when planning for the future.Read More
Under the total return approach, if spending exhausts the portfolio income, the investor spends from the portfolio’s capital appreciation rather than seeking yield and abandoning a carefully crafted asset allocation. The total return approach has several advantages, including maintaining portfolio diversification and risk exposure. In our view this is a totally sensible method of managing…Read More
Expertise & Services
Our clients are individuals and families who are financially independent and looking to maximise their wealth.
We are committed to open and transparent long-term relationships with our clients, based on trust and respect, with some of our current relationships spanning more than 40 years.
We focus on taking the time to understand a client wholly. This enables us to provide the most appropriate recommendations and strategies by incorporating the best of many available options, allowing the client the opportunity to meet their stated objectives.
We work closely with experts in tax and estate planning which ensures our advice is all encompassing, covering all facets of our clients financial affairs.
As each client’s scenario is particular to the individual, our advice is tailored to be able to meet these requirements.
Our role is to provide each client with well-informed, well-researched financial and tax advice that will enable them to confidently enjoy the lifestyle they wish. Our integrated advisory service will cover all aspects of the clients financial life, encouraging them to be an active participant in the process.
Our key aim is to assist in maximising financial outcomes so that the client can maintain financial independence and a quality of life they have become accustomed to. We focus on the reduction of unnecessary cost, tax, risk, and complexity allowing the maximisation of outcomes.
Throughout the process, we keep the objectives of our clients at the forefront of our strategic planning. We always seek to provide the best outcomes, which is further enabled due to our independent and unbiased approach.